Business Services

“For All Your Business Financial Needs”

At ETCFCU we understand the needs of small businesses and how essential it is to have a financial partner that is local and ready to assist you with a wide selection of affordably priced business services, credit cards and loans to help your business. We offer flexible terms on fixed or variable interest rates, tailored to fit your needs.

Business Savings & Checking Accounts

Choosing the right business account doesn’t have to be complicated. ETCFCU offers you a variety of savings and checking options, including Money Markets, IRA’s and CD’s, to meet the needs of your business.  We can do that whether you’re just getting started or have been in business for many years.

Business Visa

ETCFCU offers ease and convenience for your credit card transactions. It’s easy to apply and we offer very competitive rates.

Business Vehicle and Equipment Loans

You can count on your ETCFCU business adviser to assist you with all your lending needs. Loan decisions take place right here in the Traverse City area by our professional staff who understand the local business dynamics. Loans for whatever you need for your business, with fixed or variable interest rates.

Commercial Real Estate Loans

We can help you build, buy, or renovate your business. Our low-cost loan options are designed help you acquiring your first building, considering expansion, or updating your current location.

Merchant Services

ETCFCU has partnered with Total Merchant Services to provide electronic payment services to your business. Allowing your business the ability to accept all major credit cards and have the funds directly deposited into your Business Checking Account.

Offer Employee Benefits

As a Business member of our credit union you can also extend the many benefits of belonging to ETCFCU. We will provide your staff personal service and can meet with your employees to explain the many benefits and how easy it is to join.